Doaba Brokers makes investing in Commercial Real Estate easier than ever before through our affiliated investment entities that help facilitate large transaction deals, provide management services, and create instant equity opportunities for its clients. Enlist us in helping you make your money work for you and start enjoying the benefits of having a steady source of passive income! As veterans in the Commercial Real Estate market with successful projects in investment, development, and hospitality industries, our investment approach is simple. We help facilitate the purchase of properties at what we believe are highly undervalued prices, invest sweat equity on your behalf, and produce investment opportunities that create a steady stream of high volume income — making you, ourselves, and the communities we invest in ecstatic.
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Singh Consulting Group, Inc. is a specialized professional services firm committed to delivering business solutions to small and medium sized organizations. Our focus is on delivering expertise and services that improve your business operations and acquisitions. Since its inception, Singh Consulting Group, Inc. has developed specialties in serving the Real Estate, Investment, Development, and Hospitality industries. Rather than just selling Real Estate, we deliver real business value through extensive industry knowledge and understanding catered for each of our clients' businesses. We make it our business to know your business. We’ll get to know you and understand your business goals through which we develop a unique business plan that will show you how to grow, flourish, and save money through the good times and the bad.
Business and/or operation plans, Budgeting and forecasting, Risk management, Business valuation, Competitive analysis, Market analysis, Assistance in obtaining financing, Development of a “Business for Sale” prospectus, Financial Projections, Cash flow budget & Capital requirements, Loan proposals, Deal analysis, Pricing & valuation, Financial audit, & Management audit.
Singh Consulting Group, Inc. assists its clients in obtaining SBA Loans by working with them to meet all of the necessary requirements in addition to increasing their odds in getting approved by facilitating the loan approval process. As an independent loan facilitator, we do not originate loans nor are we lenders. We simply work with national and local preferred SBA Lenders. Facilitating the SBA Loan approval process is our only business.
The U.S. Small Business Administration was created in 1953 and since January 13, 2012, has served as a Cabinet-level agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation. The SBA helps Americans start, build and grow businesses. Through an extensive network of field offices and partnerships with public and private organizations, the SBA delivers its services to people throughout the United States, Puerto Rico, the U.S. Virgin Islands and Guam.
Under the U.S. Small Business Administration’s various “SBA loan” programs, you can borrow money for nearly any business purpose—including adding to working capital, purchasing inventory or equipment, refinancing other debts, buying real estate, or even funding the acquisition of other businesses. SBA loans are small-business loans guaranteed by the SBA and issued by participating lenders, mostly banks. The SBA loan rates and terms typically are more manageable for borrowers than other types of financing.
Applying for an SBA loan can take weeks, even months. Your chances of being approved are greater if your personal and business finances are in good shape. “If a company has been in business for at least two years, is profitable and has cash flow to support loan payments, it’s likely a good candidate for an SBA loan,”.
Obtaining financing for your business ventures is often challenging for entrepreneurs. From being in the startup phase to growing your business, you may face difficulties with the requirements of traditional bank loans. But the 7(a) Program may be able to help – it’s SBA’s primary and most popular program. Here’s some insight to see if this is the right option for you.
If you can demonstrate a need for funds and have a sound business purpose in mind, you’re on the right track. To be considered eligible for the SBA 7(a) Loan Program, your business must meet SBA’s size standards and be considered small within your particular industry, operate for profit and you must have reasonable equity to invest. You’re also required to do, or propose to do business, in the United States or its possessions. Another eligibility requirement is that you must have tried to use other financial resources, including personal assets, before applying for a loan.
The 7(a) Program lets you get loan amounts (up to $5 million) to fund startup costs, buy equipment and more. Here’s what else you can do with 7(a) funds:
The 7(a) Program offers flexibility, longer terms and potentially lower down payments compared to other financing options. There are also specialized programs for individuals interested in exporting; those located in underserved communities; members of the military community; and small businesses owners looking to meet their short-term and cyclical working capital needs.
Most 7(a) term loans are repaid with monthly payments of principal and interest. For fixed-rate loans, the payments stay the same because the interest rate is constant. For variable-rate loans, the lender can require a different payment amount when the interest rate changes.
Keep in mind that SBA doesn’t fund these loans directly to small business owners, but banks receive a guarantee that the SBA will repay a portion of the loan if you default on payments. If you think you’re suited for a 7(a) loan, check out these resources and a checklist to help prepare your loan application.
Are you looking to expand or modernize your small business? If you’re exploring your financing options, then SBA’s 504 Loan Program (or Certified Development Company (CDC) loan) may be for you. Designed especially to help small businesses grow, you can use funds to make purchases for real estate and equipment, just to name a few. Read on for more details to see if this is a good option for you.